REFRESH. REVIVE. REMODEL. REFINANCE.

Put your equity to work

Do it all with a Home Equity Line of Credit

Now is the perfect time to up your curb appeal and reimagine what your home could be. Our experienced lending team is here to help you fund your projects, inside and out, with a flexible Home Equity Line of Credit. We make it easy to turn your equity into cash so you can turn your house into a dream home.

  • Apply for a line of credit for up to 100% of your home’s value*
  • Access funds whenever you need them
  • Repay your used credit, and use it again without reapplying during the draw period

Your line of credit is perfect for home improvements, major purchases and consolidating other debt into one convenient payment.

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REFRESH

You can use your Home Equity Line of Credit to stand out from the rest of the houses in the neighborhood. There are many investments in the curb appeal of your home to consider, including:

  • Painting
  • Installing shutters
  • Hanging a new front door
  • Adding exterior lighting
  • Repairing cracked or broken concrete
  • Updating your window treatments
  • Getting a new roof

REVIVE

Make the most of the time you spend outside by reviving your landscaping and exterior gathering spaces with the help of your Home Equity Line of Credit, including:

  • Planting flowers, plants, trees and shrubs
  • Landscaping
  • Planting sod
  • Installing a sprinkler system
  • Adding a deck
  • Creating a stone patio
  • Building an outdoor living space
  • Putting in a pool

REMODEL

Make your home like new by tackling that remodeling project you’ve longed for. Your Home Equity Line of Credit can fund a variety of home enhancements, including:

  • Upgrading your kitchen
  • Remodeling your bathroom
  • Adding a new room
  • Replacing your windows
  • Finishing out your basement
  • Adding on a garage
  • Installing new flooring

REFINANCE

If fixing your credit is more urgent than fixing your kitchen, a Home Equity Line of Credit can provide the means to consolidate debt under terms more favorable than the 30% average interest rate of most major credit cards. In addition, refinancing your debt under one convenient payment simplifies the process, saves you money and boosts your credit score with each closed account. Common types of consolidated debt include:

  • Auto loans
  • Credit cards
  • Medical debts
  • Mortgage loans
  • Personal loans
  • Tax debts

DEBT CONSOLIDATION CALCULATOR

Get it done

A Home Equity Line of Credit is just one of the many options available to help you fund your projects. Our experienced lenders are here to listen to your situation and help find the right solution. Give us a call at 1.800.658.1637 or stop by any office to get answers to your questions.

For all your lending needs, we stand ready to serve.

*This is a variable rate home equity line of credit, subject to credit approval. Current interest rates range from 8.50% APR to 12.25% APR, with a maximum of 18% APR. Applies to owner-occupied primary residence only. Excludes purchase money transactions. Property insurance is required. Appraisal fee ranging from $100 to $648 is required to be paid by customer. Possible fees: $30 if payment is returned for nonsufficient funds and $25 if credit line balance exceeds credit limit. Terms and conditions subject to change.