Business Checking Accounts
Right-sized checking.
The decisions. The responsibilities. Running a business of any size is demanding work. Your business checking account should make it easier, not more complicated. That’s why we offer tailored checking options from streamlined small business accounts to high transaction corporate accounts. We’ll help you find the right-sized checking to power your growth.
SMALL BUSINESS CHECKING
Small Business Checking keeps you connected to your money without the burden of a minimum balance requirement. With this flexible account you’ll enjoy:
- A low $100 minimum deposit to open
- No minimum balance requirement
- 150 free per-item transactions per calendar month*
- Cash processing allowance up to $5,000**
- Free check images with monthly statement
- A free business debit card
- $0.05 cash back on debit card signature point-of-sale transactions and mobile wallet purchases
- Free small business online banking
- Free access to the SmartVoice 24-hour information line
- Free online bill payment
- Free e-statements***
* After the first 150 transactions, there is a $0.35 per item transaction fee.
** After the $5,000 cash processing allowance, a $0.05 per $100 deposited fee is charged.
***Account holders not enrolled in e-statements are charged a monthly $3.00 paper statement fee.
BUSINESS SELECT CHECKING
Your business is growing–more customers, more vendors, more employees–and you need a checking account that can grow with it. With Business Select Checking, you’ll enjoy:
- A low $100 minimum deposit to open
- No monthly fee with an average daily balance of $10,000 or more*
- 300 free per-item transactions per calendar month**
- Cash processing allowance up to $10,000***
- Free check images with monthly statement
- A free business debit card
- Free small business online banking
- Free access to the SmartVoice 24-hour information line
- Free online bill payment
- Free e-statements****
* If your account balance falls below $10,000, a $12 monthly fee is charged.
** After the first 300 transactions, there is a $0.35 per-item transaction fee.
*** After the $10,000 cash processing allowance, a $0.05 per $100 deposited fee is charged.
****Account holders not enrolled in e-statements are charged a monthly $3.00 paper statement fee.
COMMERCIAL ANALYZED CHECKING
For high balance and transaction intensive businesses, Commercial Analyzed Checking pays an earnings credit to help offset fees. Account details include:
- A low $100 minimum deposit to open
- Applicable monthly and per item fees
- A superior earnings credit that helps to offset per item service fees
- A daily negative collected balance fee equal to Fidelity Bank prime + 3%
- Free e-statements*
*Account holders not enrolled in e-statements are charged a monthly $3.00 paper statement fee.
CORPORATE DEBIT CARD
With a VISA® Business Debit Card you can combine the ease of a credit card with the power of a check. Use your debit card to make purchases wherever VISA® cards are accepted, to pay monthly bills or withdraw money at ATMs. Each purchase is automatically deducted from your Fidelity business checking account.
