MORTGAGE DOCUMENT CHECKLIST
WHAT DOCUMENTS WILL I NEED TO GET A LOAN?
1/20/2017The goal of your mortgage loan officer, and that of his support team, is to get you into your dream home as soon as possible. That means that all parts of the application must be complete and accurate. Being prepared with the right documentation will help ensure this happens.
Here are the items you may be asked to provide during the loan process:
- Driver’s license(s)
- Social Security card(s)
- Last two years of W-2s and complete tax returns (please copy all pages)
- Last 30 days of paycheck stubs
- Last three months of bank statements for all accounts (please copy all pages)
- Current monthly statements for all investment accounts such as 401Ks and IRAs (please copy all pages)
- All open loans, credit cards and mortgage loans, among other debts, with account numbers, balances and monthly payments
- If self-employed or more than 25 percent of your income is from bonus or commission, please provide a year-to-date profit and loss statement
- If divorced, a copy of the divorce decree, including the property settlement section
- If bankruptcy has been filed in the last seven years, copies of all bankruptcy court documents
- A check to pay the application fee once you have submitted a full application and given Fidelity Bank your consent to continue the loan process
- Purchase contract signed by all parties
