HOME LOAN TYPES
LOAN TYPES
Not all home loans are the same. With access to more options, the Fidelity mortgage lending team will help you find the right loan for your situation.
CONVENTIONAL FIXED RATE LOANS
A conventional fixed-rate mortgage is a very popular option for homebuyers. Enjoy a fixed rate and level payments for the life of your loans.
ADJUSTABLE RATE MORTGAGES
Enjoy a lower introductory rate followed by preset rate adjustments based on interest rates. We offer 5-, 7- and 10-year adjustable rate mortgages.
FEDERAL HOUSING ADMINISTRATION (FHA) LOANS
Enjoy a smaller down payment and more flexible requirements with a fixed or adjustable rate FHA mortgage loan.
VETERANS ADMINISTRATION (VA) LOANS
Available to United States veterans and service members, VA loans are guaranteed by the Federal Government for the purpose of providing access to home ownership to the brave men and women of the military.
CONSTRUCTION LOANS
Lay a solid foundation for your new home with a construction loan from the experienced lenders at Fidelity Bank.
Temporary Buydown
Enjoy a lower interest rate and smaller payment during the first one or two years of your fixed-rate mortgage loan with a temporary buydown.
REFINANCE
Take advantage of a better rate environment to save money and lower your payment when you refinance with Fidelity Bank.
FIND A LOAN OFFICER APPLY ONLINE
Should you refinance?
DOWN PAYMENT ASSISTANCE
Don’t let a down payment be a barrier to buying home.
FINANCING YOUR DREAMS
Make the most of your home’s equity with a home equity loan or home equity line of credit. Fidelity Bank’s home equity loans have reasonable fixed rates and flexible terms. Home equity lines of credit offer the most flexible, convenient way to borrow money whenever you need it with a revolving credit line.
Which type of mortgage is right for you?
There are many factors that go into determining your ideal type of mortgage loan. Use our mortgage comparison calculator to see how different loans stack up. Or, better yet, contact one of our mortgage loan officers to talk about options.
