Home Loans
Current MORTGAGE Rates
Mortgage rates are current as of 12/16/2024 and are subject to change without notice. Products at the presented rates can be opened at your local office.
Rates stated below are for purchase transactions, based on a FICO score of 780, and loan amount of $100,000. Loans above 80% LTV are subject to mortgage insurance approval. Rate lock periods for fixed rate loans is 35 days. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Loans are subject to approval. Rates, terms, and conditions are subject to change without notice. Contact your local mortgage loan officer to obtain a rate for any other terms.
Conventional Fixed Rate Loans
LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 6.250% | 6.512% | 0.750% | $615 | $100,000 | 80.00% |
| 15 Year Fixed | 6.125% | 6.538% | 0.625% | $850 | $100,000 | 80.00% |
Government Loans
FHA |
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LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 6.000% | 6.538% | 0.375% | $610 | $100,000 | 96.5% |
VA |
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LOAN TYPE |
RATE |
APR* |
DISCOUNT POINTS |
PAYMENT |
LOAN AMOUNT |
LTV |
| 30 Year Fixed | 6.500% | 7.095% | 0.750% | $645 | $100,000 | 100% |
*APR = Annual Percentage Rate
