Relationship Line of Credit
A convenient and flexible line of credit
Exclusively for checking customers
Access money when you need it by combining a Fidelity Bank checking account with a three-year, unsecured, interest-only Relationship Line of Credit*. Fidelity Bank checking customers are eligible to apply for a line of $2,500 or more. This personal line of credit is there when you need it to cover things like emergency expenses or major purchases. When you pay back your used credit, the money is available for you to use again without reapplying during the three-year term.
Additional details include:
- An easy online application through online banking
- A quick approval process
- Interest only-payments
How to apply
Existing Fidelity Bank checking customers have two ways to apply:
- In online banking or our mobile app. Select “Apply for a Loan” from the main menu to start our streamlined online application process.
- Visit any Fidelity Bank office. If you prefer personal assistance with your application, we stand ready to serve at any of our locations.
Don’t have a Fidelity Bank checking account?
The Relationship Line of Credit is available exclusively to existing Fidelity Bank checking customers. If you don’t have a checking account with us, don’t worry. We have a variety of options to meet your needs, and you can open an account online in minutes.
*Subject to credit approval. Credit is extended at a variable rate of prime plus a margin based on credit score. Rate is subject to change. Document preparation fee not to exceed the lesser of $100 or 2% of line limit. The balance of the line is due in full at the end of the three-year term or must be refinanced into a new loan. A Fidelity Bank checking account is required to obtain the line of credit.