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Just Checking Icon

Fair, honest, accessible banking.

We all need a checking account and deserve to have easy access to our money. It's not complicated, and neither is Just Checking from Fidelity Bank. Your Just Checking account includes the optimal mix of features based on your age, banking habits and size of relationship with us in deposits and loans.

Learn more about the Just Checking account tailored to you by selecting one of the following:
My Total Relationship with Fidelity is less than $10,000* My total relationship with Fidelity is more than or equal to $10,000* I am age 16-25 I am age 60+
*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.


Total Relationship <$10,000

Total Relationship ≥$10,000

Age 16-25

Age 60+

Free VISA debit card Checkmark  Checkmark  Checkmark  Checkmark
Free online banking  Checkmark  Checkmark  Checkmark  Checkmark
Free online bill pay
(with monthly usage)
 Checkmark  Checkmark  Checkmark  Checkmark
Free mobile banking  Checkmark  Checkmark  Checkmark  Checkmark
Free mobile check deposit  Checkmark  Checkmark  Checkmark  Checkmark
Free SmartVoice banking  Checkmark  Checkmark  Checkmark  Checkmark
Free e-statements  Checkmark  Checkmark  Checkmark  Checkmark
Personal overdraft privilege
(upon approval)
 Checkmark  Checkmark  Checkmark Checkmark
Debit cash back  Checkmark  Checkmark    
Interest earned    Checkmark    Checkmark
Unlimited check writing    Checkmark    Checkmark
Waived foreign ATM fees    Checkmark    Checkmark
Free first order of
standard Fidelity checks
   Checkmark    Checkmark
Five free cashiers checks per month    Checkmark    Checkmark
 A minimum deposit of $25 is required to open a Just Checking account.

Every Just checking account includes these free features:

Visa debit card icon VISA debit card Mobile Banking Icon Mobile banking E-Statements Icon E-Statements
SmartVoice banking icon SmartVoice banking Mobile Check Deposit Icon  Mobile check deposit Online Banking Icon Online Banking

Eliminate Fees

While your Just Checking account may have some fees, we've included ways to reduce or eliminate
them including:

Direct Deposit Icon Having a direct deposit Mobile Wallet Icon Conducting 10 or more signature or mobile wallet transactions in the month E-Statements Icon Signing up for

Monthly Fees

Total Relationship

Total Relationship

Age 16-25

Age 60+

Monthly maintenance fee  $9  $0  $6 $0
Low total relationship fee  $0  $15  $0 $0

Monthly Fee Reductions

One or more direct deposits  -$3  -$5**    
Minimum combined combined signature and mobile wallet POS purchases  10/-$3 10/-$5**  5/-$3  
E-statement enrollment  -$3    -$3  

Monthly fee if all reductions

or applicable relationship requirement is met





*Total relationship is determined by combining all deposit balances, loan amounts and credit card limits.
**Reduction only applies to low total relationship fee, if incurred.

Online bill pay minimum age is 18.


“What’s with the fees?” you ask.

 We know that fees stink. That’s why we’ve included ways to reduce and eliminate them. Beyond that, here is our commitment to you:

We will always strive to evolve our products, services and customer experience to exceed your expectations and allow you to bank when and where you want. That is the right, just way of doing business.


We stand ready to serve.

Contact us today at 1.800.658.1637 or visit any Fidelity Bank office to learn more.

Find the nearest Fidelity office  




Copyright © 2018 Fidelity Bank / Oklahoma Fidelity Bank. All rights reserved. Customer Service: 1-800-658-1637

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