REVOLVING LINES OF CREDIT
Working capital is crucial to your business’s success. Fidelity Bank
revolving lines of credit are the primary lending tool to give your business
access to funds for operating expenses, to purchase inventory, and to
support accounts receivable. For ease and convenience, your business’s
line of credit can be tied to our loan sweep product to supplement daily
cash flow needs.
TERM LOANS
Term loans are often fixed rate financing structured with a monthly
principal and interest schedule. At Fidelity Bank, term loans are
customized to meet the capital expenditure needs of our customers,
whether used for financing machinery, equipment, vehicles or other
assets vital to continued operations and growth plans.
SMALL BUSINESS ADMINISTRATION (SBA) LOANS
The SBA assists business owners by requiring lower down
payments,which ultimately conserves capital. Fidelity Bank offers
a complete array of SBA lending products, including the 7(a) and
504 programs. |
|
COMMERCIAL REAL ESTATE LOANS
Fidelity has a deep, storied heritage in financing a widely
diversified portfolio of income-producing properties such as
apartments, offices, warehouses and other commercial real
estate. In addition, Fidelity finances owner occupied properties
for business owners looking to refinance existing properties or to
move locations.
CONSTRUCTION LENDING
Whether for new residential or commercial construction,
renovation, or additions to existing properties, we offer
commercial construction financing using flexible terms and
competitive rates.
LEASING
A Fidelity Bank operating or capital lease allows you to finance
the assets your company needs and avoid a large, initial
investment. Benefit from lower, fixed monthly payments and
the flexibility and convenience of Fidelity Bank’s comprehensive
lease program. |